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Understanding Your Finance Options in Hazard: Buying Versus Leasing

No matter which Chrysler, Dodge, Jeep, or RAM vehicle that you choose, you will be treated to a great experience from the day you drive off the lot. Before you can take ownership of your new or used vehicle, though, you have to choose how you will pay for the vehicle. The good news is that there are plenty of different options to meet various financial needs. At the end of the day, though, all financing options come down to two choices: leasing or financing. Let's take a few minutes to talk about these two choices so that you can be prepared to act when you come to the dealership.

Leasing: Paying For New

A lease is a great opportunity to lower your monthly payments and enjoy a new car every few years in Whitesburg or Harlan. When you take out a lease, you are spreading out the amount of the vehicle's expected depreciation over the term of the lease. Therefore, you tend to pay less per month because the amount you're financing is lower than with a finance-to-own arrangement. Plus, if you're able to maintain a car payment long-term, you will be rewarded with new vehicles on a regular basis so that you can always have the latest in-vehicle technology in Manchester or Jackson.

Buying: It's All Yours

The best part about buying a new car, truck or SUV is that when you pay it off, it's yours to keep. When your loan is complete, you are left with a physical asset that you can use, however you choose. To earn this privilege, though, you have to pay for the vehicle's full value, which means that your monthly payments could be higher. However, many financing terms spread the payments out over several years, meaning that you can find something that will fit your budget.

If you want to learn more about your buying options, we encourage you contact us today or fill out an online application.


Tim Short Chrysler LLC

270 Fitz Gilbert Rd
Directions Hazard, KY 41701-5338

  • Sales: (606) 436-2277
  • Service: (606) 492-2181
  • Parts: (606) 436-2277


  • Monday 09:00AM - 07:00PM
  • Tuesday 09:00AM - 07:00PM
  • Wednesday 09:00AM - 07:00PM
  • Thursday 09:00AM - 07:00PM
  • Friday 09:00AM - 07:00PM
  • Saturday 09:00AM - 05:00PM
  • Sunday Closed